Branch Finder

Service Integrity SafetyDTN-Farm Smarter

Commercial Banking Services
Schedules and Fees:
COMMERCIAL CHECKING ACCOUNTS INCLUDE :
 
  • Internet banking services
  • Monthly image statements
  • (also available on CD Rom for a nominal fee)
  • Night depository, 24 hours a day
REGULAR BUSINESS - Service Charges:
 
Maintenance
$8.00 per month
Debits $.10 per item
Checks deposited on us Free
Local $.05 per item
Transit $.08 per item
Earnings credit - based on current Money Market rates on your collected average balance less the reserve requirement of 10% can offset service fee
Account analysis available upon request
Overdraft charge per item
(check, debit card, ATM)
$24.50
$122.50 daily maximum
Overdraft charge daily maximum $122.50
Continuous overdraft
charge
$20.00 every fifth day
Return check charge $24.50
Telephone transfers
(excludes Voice Access & Internet Banking)
$2.00
Stop payment, charge, hold or watch $15.00
LOW VOLUME BUSINESS - Service Charges:
 
Maintenance
Free
Debits
(up to 25 items/month)
Free
Debits numbering greater than 25 items per month are $.10 per item
Checks deposited First 25 Items Free
Deposits numbering greater than 25 items per month, the following apply:
On Us Free
Local $.05 per item
Transit $.08 per item
Earnings credit - based on current Money Market rates on your collected average balance greater than $5,000; may offset service charges
Account analysis available upon request
Overdraft charge per item
(check, debit card, ATM)
$24.50
Overdraft charge daily maximum $122.50
Continuous overdraft
charge
$20.00 every fifth day
Return check charge $24.50
Telephone transfers
(excludes Voice Access & Internet Banking)
$2.00
Stop payment, charge, hold or watch $15.00
RANCH:
 
Minimum balance of $750
$5.00 fee plus $.10 per debit if balance falls below $750
FEES FOR OTHER SERVICES:
 
Coin counting $2.00 minimum or
5% of total if over $40.00
Wire transfer, incoming $10.00
Wire transfer, outgoing
Customers
$10.00
Wire transfer, outgoing
Non-customers
$17.50
International $50.00
 

 

Member FDIC, Equal Housing Lender hug.gov